Money: Understanding Wealth as Energy, Karma, and Intention

Money. It’s something we think about every day. We earn it, spend it, save it, and sometimes worry about it. Some chase after it, while others reject it, believing it to be the root of all problems. But what if money isn’t inherently good or bad? What if money is simply energy—an extension of our own thoughts, beliefs, and actions?

This blog post explores the deeper, spiritual dimensions of money: its energetic nature, its connection to karma, and how our mindset and intentions shape our financial reality.

Money: Neither Good Nor Evil, Just Energy

In its purest form, money is neutral. It’s neither a blessing nor a curse. Like electricity, fire, or water, money is a form of energy that responds to how we use it.

Think of money as a magnifying glass. If you are kind, money will allow you to express that kindness on a larger scale—perhaps by supporting charities, helping those in need, or building something valuable. If you are selfish, money will amplify that, too. It will give you more opportunities to act in selfish ways. The energy of money simply mirrors your inner state.

This means that instead of fearing or worshipping money, we must understand it as a tool—one that can be used for good or ill, depending on the intentions behind it.

The Dance of Karma and Wealth

Why do some people attract wealth effortlessly, while others struggle despite working hard? Why do some people become rich only to lose everything? The answer often lies in the unseen forces of karma.

Karma is the spiritual law of cause and effect. Our past actions, thoughts, and intentions shape our present reality. If we have acted with generosity, integrity, and hard work in past lives or earlier in this life, wealth often flows to us more easily. On the other hand, if we have been dishonest, wasteful, or ungrateful, we may find financial struggles blocking our path.

However, karma is not permanent. We have the power to change our financial destiny. By practising ethical behaviour, generosity, and conscious financial decisions, we can shift our karmic patterns and create a new flow of abundance in our lives.

The Power of Intention: Why You Seek Money Matters

Your reasons for wanting money determine how it flows into your life. If your desire for wealth is purely selfish—based on greed, fear, or a need for control—you may find that money brings you stress instead of happiness.

On the other hand, if your intention is to use money to create value, help others, and live a life of purpose, the universe aligns with your goals. When money is pursued with noble intentions, it becomes a powerful force for good.

Ask yourself: Why do I want wealth? Is it just for personal luxury, or do I seek financial abundance to uplift myself and others? The purer your intention, the more money flows naturally into your life.

Lakshmi: The Goddess of Abundance

In Sanatan Dharma, Lakshmi is the goddess of wealth, prosperity, and good fortune. But there’s an interesting lesson in how she is described—she is Chanchala (restless and moving). This means that money does not like stagnation. It flows where it is treated with respect and responsibility.

To attract and keep the blessings of Lakshmi, one must cultivate:

  • Purity of Intention – Aligning your wealth with higher values.
  • Generosity – Giving creates an energetic cycle where wealth returns multiplied.
  • Hard Work – Lakshmi favours those who are diligent and honest.
  • Contentment – Gratitude opens the doors to more blessings.
  • Respect for Money – Treat money wisely, invest it well, and use it responsibly.

Beyond the Material: True Wealth is More Than Money

Many people mistakenly believe that financial success equals happiness. However, true wealth includes:

  • Good Health – Without health, no amount of money is useful.
  • Loving Relationships – True prosperity includes meaningful connections.
  • Inner Peace – A restless mind, even with millions in the bank, is not wealthy.
  • Spiritual Growth – A life aligned with higher consciousness is the ultimate abundance.

Money is only one part of the equation. When we balance material wealth with spiritual and emotional well-being, we experience true abundance.

Key Takeaways

  • Money is neutral energy – It reflects your inner state and intentions.
  • Karma influences wealth – Past actions shape financial reality, but we can change our karma.
  • Intention matters – Seek money for growth, not just greed.
  • Lakshmi teaches prosperity principles – Wealth must be respected, shared, and earned with integrity.
  • True wealth goes beyond money – Health, relationships, peace, and purpose define real prosperity.

When we approach money with wisdom, gratitude, and the desire to create good in the world, we unlock a path to lasting abundance—not just in our bank accounts, but in our hearts and souls.

Final Thoughts: Transforming Your Money Mindset

Take a moment to reflect on your relationship with money. Do you fear it? Do you chase it? Do you feel guilty about wanting it? Shifting your mindset can transform the way wealth flows in your life.

Start by viewing money as a sacred energy—one that should be respected, used wisely, and shared generously. Set intentions that align with your highest values. When money is earned with dharma, handled with gratitude, and used for good, it becomes a divine force that enriches not just your life, but the world around you.

May your path be filled with abundance, wisdom, and fulfilment.